Linking to Friday Finances at Renaissance
With my homekeeping notebook, it has been simple to keep up with expenditures and things done.
When I totaled it all up, I was so pleased to see that I had only spent 66% of the grocery budget and 20% of my spending money for January. I did most of my shopping at Aldi with a few coupon deals at Walmart and CVS. For February, I hope to do the same or even better.
We have 3 financial goals for 2014 and for January, all 3 have been met.
January Frugal doings
I have baked all our bread this month, I hope to not buy any bread in 2014. I use a bread machine for most of the work but all the ingredients are just basic, wholesome pantry ingredients. Homemade bread is cheaper than store bread and tastes so much better.
For all January, We ate all meals at home except my husband ate out lunch one day and I ate out lunch one day.
No sodas have been purchased and I am no longer consuming sodas. Yea Me!
I did our taxes online with Taxact and funded my IRA for 2013.
All January bills, except our property taxes, were paid online I am big fan of the free billpay our credit union offers, it saves time and postage and is easy to double check.
I am still keeping up with our freezer inventory. Today, I did a top to bottom organization of the pantry. Knowing what is in the kitchen really helps with meal planning.
Machine sewing, I learned a new to me trick to sew on a scrap of fabric at the start and end of every seam unless you are chain stitching, to save on thread. It also saves time clipping threads and filling bobbins and buying more thread.
This month, I've been sewing on a scrap quilt, made a Belle dress and did some alterations.
I don't worry so much about earning money as I do about spending the money my husband earns wisely, but I do have fun earning Swagbucks and have made goal there everyday. I've also got a few ads on my blogs. Even just a few clicks to the ads earn income ( if you ever do click on my ads, thank you! I try to click on ads when I visit other blogs too. Earnings are added even if the ad clicker does not buy anything but just opens the ad window)
I hope all your finances are planned out and in order too.